Learn with Merita
Always learning.
Always sharing.
Practical guidance organized by who you are and what you're working on — plus classes and topics Merita can bring to your team.
Request a ClassLearn with Merita
Always learning.
Always sharing.
Classes, market conversations, short videos and practical guidance — organized by who you are and what you're working on. Want a specific topic covered for your team or office? Ask her to bring it.
For Realtors
- Title tips
- Growing your business
- Marketing
- Relationships
- Market conversations
For Consumers
- Understanding title
- Preparing to close
- Buying
- Selling
- Fraud prevention
For Investors
- Title considerations
- Multi-property transactions
- Building your team
For Builders
- Development conversations
- Scaling relationships
- National resources
For buyers & sellers
Your closing is a big deal.
It should feel like one.
No jargon, no encyclopedia. Here's what actually happens, in plain English.
What does a title company do?
A title company confirms who legally owns the property, uncovers anything recorded against it, holds the money in escrow, coordinates with your agent and lender, prepares the closing, and makes sure ownership transfers cleanly and everyone gets paid correctly.
What is title insurance?
Most insurance protects you from something that might happen later. Title insurance protects you from something that may have already happened before you bought — an old lien, a missed heir, a recording error, a forged signature. Coverage terms and exceptions are described in the policy itself.
Why does title matter?
Because you're not just buying a house; you're buying the right to own it without someone else's claim showing up. Clear title is what makes the property yours to keep, refinance or sell later.
What happens between contract and closing?
Earnest money is deposited, a title search is completed, the commitment is issued and reviewed, any issues are resolved, the lender finalizes loan documents, figures are balanced, and your closing is scheduled.
What should I expect on closing day?
Bring a valid government-issued photo ID, plan on roughly an hour, ask every question you have, and expect funds to be sent by wire rather than personal check. Never accept wiring instructions by email without calling a number you already trust to verify them.
Who do I call if I have a question?
Merita. Even if the answer belongs to an escrow officer, a lender or an attorney, she'll make sure you get to the right person quickly.
From contract to keys
- 01
Contract
- 02
Title search
- 03
Escrow + coordination
- 04
Issues resolved
- 05
Signing
- 06
Closed 🎉
Events & collaboration
Let's build something together.
Merita is available for Realtor education, panels, events, builder conversations, investment discussions, workshops, networking and strategic introductions.
The front door
Ask Merita
Sometimes you don't know exactly who you need. You just know you need someone who knows people.
Title question, closing question, a project, a market you're entering, or an introduction you can't get on your own — start here. Every message goes directly to Merita.
- 832-917-9814 · 281-201-9000
- Merita.OKrinsky@fnf.com
- 24285 Katy Freeway, Suite 125, Katy, TX 77494